Description of the DPV Pension Benefit Scheme or Employee Benefit Plan - Types of insurable benefits: a) Old age pension after attainment of age 60, b) total and partial disability pension, c) spouse's pension, and d) orphan's pensions. Benefit amounts will depend on further details such as sponsoring employer's pension formula, amount of employee and employer contribution, and definition of pensionable salary. The pension insured by DPV consists of three components: a) main element, b) additional benefit generated from surplus arising before retirement, and c) additional pension increases after retirement generated fom surplus. The fund's investment earnings are exempt from taxation. The DPV supports the employer in the communication of pension schemes to employees. We also provide annual benefit statements on the attained pension claims including provisional surplus-pension. Thus, the company pension plan can be made to play an important role in personell policy. In sum: The employer pays deductible insurance premiums. There is no additional expense, risk or administration work for the employer. The DPV offers pension arrangements that are problem-free for the employer.